How to Stake Terra in 2026
How much can you earn?
Estimate your rewards from staking Terra.
What is Terra staking?
Staking Terra means locking your LUNA to help validate transactions on the Terra network. In return you earn rewards — currently about 34.3% a year. Your LUNA stays yours the whole time; you're delegating it, not giving it away.
Is staking Terra worth it in 2026?
Terra's ~34.3% APY is on the higher end, and higher yield means higher risk: newer networks, thinner liquidity, and more price volatility. It can be worth it if you believe in the project long-term and only stake what you're comfortable holding through swings.
Follow the step-by-step guide below to start staking LUNA.
How to stake Terra
Set up your wallet
Download a Terra-compatible wallet (MetaMask, Ledger, or the native wallet). Secure your seed phrase offline.
Get LUNA
Buy LUNA on a major exchange (Coinbase, Binance, Kraken) and transfer to your wallet. Keep a little extra for gas fees.
Choose a staking option
You need at least 1 LUNA to start. Navigate to the staking interface or delegate to a trusted validator.
Start earning
Confirm the transaction and you're staking. Rewards accumulate automatically — check in periodically to monitor your position.
What to watch out for
Terra staking — common questions
What is the current LUNA staking APY?
The current Terra staking APY is approximately 34.26%. This rate fluctuates based on network participation and total staked supply. Data is updated every few hours.
Is there a minimum to stake LUNA?
Yes, the minimum stake for Terra is 1 LUNA. Some third-party platforms allow smaller amounts through pooled staking.
How risky is LUNA staking?
Terra staking is a higher-risk option, with potential for significant slashing, smart contract exploits, or high volatility.
What type of staking does LUNA use?
Terra uses native staking. Stake directly on the blockchain by delegating to validators.
What percentage of LUNA is staked?
About 30.0% of the total Terra supply is currently staked, worth $11.66M.